Agreement to Terms
By accessing or using the Bilt Loans website at biltloans.com ("Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Site or services. These terms apply to all visitors, users, and others who access or use the Site.
About Our Services
Bilt Loans is a licensed California mortgage brokerage (NMLS #1828301, CA DRE #02237301). We connect borrowers with lending institutions to help facilitate mortgage loans. As a mortgage broker, we do not directly lend money. We act as an intermediary between you and potential lenders to find loan products that may suit your needs.
Our services include, but are not limited to, mortgage pre-approvals, rate quotes, loan origination assistance, refinancing guidance, and home equity loan facilitation.
No Guarantee of Loan Approval
Nothing on this Site constitutes a commitment to lend, a guarantee of loan approval, or an offer to extend credit. All loan applications are subject to credit approval, underwriting guidelines, and lender requirements. Interest rates, terms, and loan programs are subject to change without notice and may vary based on your individual financial situation.
Rate quotes, pre-approval estimates, and calculator results provided on this Site are for informational purposes only and do not constitute a binding offer or commitment.
User Responsibilities
When using our Site or services, you agree to provide accurate, current, and complete information in all forms and applications, not to use the Site for any unlawful purpose or in violation of any applicable laws, not to impersonate any person or entity, not to interfere with or disrupt the Site or servers, and not to attempt to gain unauthorized access to any portion of the Site.
You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.
Intellectual Property
All content on this Site, including text, graphics, logos, images, and software, is the property of Bilt Loans or its content providers and is protected by United States copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written consent.
Website Content and Accuracy
We strive to keep the information on our Site accurate and up to date. However, we do not warrant that the content is complete, reliable, or error-free. Information regarding rates, loan programs, and financial products may change at any time. We recommend contacting us directly for the most current information.
Mortgage calculator results and rate estimates are provided as general educational tools and should not be relied upon as financial advice.
Third-Party Links
Our Site may contain links to third-party websites or services that are not owned or controlled by Bilt Loans. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites. Accessing third-party sites is at your own risk.
Disclaimer of Warranties
This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. Bilt Loans disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
Limitation of Liability
To the fullest extent permitted by law, Bilt Loans shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site or services, including but not limited to loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.
Indemnification
You agree to indemnify, defend, and hold harmless Bilt Loans, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising from your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the courts located in Orange County, California.
Changes to These Terms
We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised terms.
Contact Us
If you have questions about these Terms of Service, please contact us:
Bilt Loans
NMLS #1828301 | CA DRE #02237301
Phone: (888) 588-5354
Email: info@biltloans.com
Website: biltloans.com