Introduction
Bilt Loans ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit our website biltloans.com or use our mortgage brokerage services.
By accessing our website or using our services, you agree to the terms of this Privacy Policy. If you do not agree with the terms, please do not access the site or use our services.
Information We Collect
Personal Information: When you fill out a contact form, apply for a loan, or request a rate quote, we may collect your name, email address, phone number, mailing address, Social Security number, date of birth, employment information, income details, and financial account information as necessary to process your mortgage application.
Automatically Collected Information: When you visit our website, we may automatically collect certain information including your IP address, browser type, operating system, referring URLs, access times, and pages viewed. This information is used for analytics and to improve our website experience.
Cookies and Tracking Technologies: We may use cookies, web beacons, and similar tracking technologies to collect information about your browsing activities. You can control cookies through your browser settings.
How We Use Your Information
We use the information we collect to process your mortgage applications and loan inquiries, communicate with you about your loan status and our services, provide customer support and respond to your requests, comply with legal and regulatory requirements, improve our website and services, send you marketing communications (with your consent), and verify your identity and prevent fraud.
How We Share Your Information
Service Providers: We may share your information with third-party service providers who assist us in operating our business, including lenders, appraisers, title companies, credit reporting agencies, and technology providers. These parties are contractually obligated to protect your information.
Legal Requirements: We may disclose your information when required by law, regulation, legal process, or governmental request, or when we believe disclosure is necessary to protect our rights, your safety, or the safety of others.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
We do not sell your personal information to third parties for marketing purposes.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
Your Rights
Depending on your jurisdiction, you may have rights regarding your personal information, including the right to access, correct, or delete your data, the right to opt out of certain data uses, and the right to request a copy of the information we hold about you. California residents have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA).
To exercise any of these rights, please contact us using the information below.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any website you visit.
Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.
Changes to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. We encourage you to review this policy periodically.
Contact Us
If you have questions or concerns about this Privacy Policy or our data practices, please contact us:
Bilt Loans
NMLS #1828301 | CA DRE #02237301
Phone: (888) 588-5354
Email: info@biltloans.com
Website: biltloans.com